New Revenue.
Same Customers.
If you run a debt settlement company or front-end affiliate, there’s revenue sitting in your customer portfolio that you’re not collecting. Let’s change that.
FCRA Compliance • Non-Qualifying Debt • Personal Loans
About
What We Do
∙ FCRA compliance revenue from settled accounts. Automated evaluation, dispute, and litigation with real-time reporting from credit pull through settlement.∙ Recurring revenue from consumers who can’t enroll. Student loans, small balances, and other non-qualifying debt serviced through a subscription model.∙ Unsecured personal loan and auto refinance revenue. Embedded marketplace integration within your existing digital and agent-assisted workflows.
Ray Kangas
Ray Kangas has spent over a decade building partnerships in consumer finance.As Partnerships Manager at Monevo, he managed and grew embedded finance and SaaS partnerships generating $3M+ in annual revenue at Monevo, which was acquired by TransUnion (NYSE: TRU) for $100M during his tenure. Before that, he managed a portfolio of B2B wholesale relationships at Rocket Pro with over $1B in closed mortgage volume across mortgage brokers and lenders nationwide.After building partnerships at both high-growth startups and large enterprises, Ray founded Kangas Growth Partners to do the same work independently, focused on partnering with debt settlement companies and front-end affiliates. He builds partnerships that turn closed accounts into new revenue.
"Ray is one of the very best partners I've worked with. Very strategic and always offering new ideas and better ways."
— Nate Collett, Co-Head, Primerica Mortgage
"Ray is one of the most professional and reliable partners I've worked with... he always delivers with transparency."
— Kosh Akbar, former SVP, Alleviate
Contact
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